SMSCONTO | Podgorička banka
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Naslovnica > Retail clients > E Banking > SMSCONTO

With SMSCONTO service you can pay your bills wherever and whenever you wish. This is a unique product in Montenegro whereby you send an SMS from your mobile phone and pay your monthly bills.

You can pay in this way the bills issued by following companies:
-    Cabling Budva
-    Čistoća Podgorica
-    Crnogorski telekom
-    Elektroprivrede Crne Gore
-    Komunalno Kolašin
-    Komunalno Nikšić
-    Komunalno Tivat
-    MTel
-    Telenor
-    Vodovod Bar
-    Vodovod Cetinje 
-    Vodovod Kolašin
-    Vodovod Nikšić
-    Vodovod i kanalizacija Podgorica
-    Vodovod Tivat 
-    Vodovod i kanalizacija Ulcinj


For whom is it intended?

SMSCONTO is intended for all the Bank clients irrespective of the type of phone they are using.  


  • SMSCONTO enables you to receive on your phone regular information on your monthly bills. 
  • With every message you will receive instruction on how to make payment from your account by using a password received in that SMS. The sms message which pays the bill should be sent to the phone number 14747, whether you are in Montenegro or abroad.
  • It saves your time and relaxes you with respect to the time of payment since you pay when you choose to do so.

Required documentation

After the product is activated, there's no need for you to go to the Bank or any other place to pay your bills any longer.

  • Copy of the last bill that you wish to subject to payment.
  • Consent of account users


If you want to know the price terms of products and services, see the tariffs.

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